An Indexed Universal Life (IUL) policy helps you grow your money tax-free, access it anytime without penalties, and stay protected from market crashes.
Planning for the future can be overwhelming, but with Secure Tomorrow, it doesn’t have to be. Our flexible IUL policies protect your family today and grow your wealth for tomorrow.
Simple & Affordable Plans
that fit your budget, with no medical exams required.
Stock Market-
Linked Growth
without the risk of
losing money.
Cash Value Access
for emergencies, retirement, or any life needs.
Tax-Free Retirement
Income
to supplement your future needs.
experience helping families achieve financial security.
experience helping families achieve financial security.
When it comes to building your financial future, not all options are created equal.
Here’s why Indexed Universal Life (IUL policy) is the game-changer you’ve been waiting for:
Feature | IUL The Winner |
401(k) The Old School Option |
Roth IRA The DIY Route |
---|---|---|---|
Tax Perks | Tax-free income! Keep more of what you earn. Plus, a tax-free payout to your family. |
Pay later! Your growth is tax-deferred, but you'll get taxed when you retire. | Grow tax-free, but you pay upfront taxes when you contribute. |
How Much You Can Contribute | Sky's the limit. No contribution caps! |
Capped at $23K if you're under 50, $30K if you're over. | Capped at $6.5K (under 50), $7.5K (over 50). |
Growth Potential | Market-based growth with no downside. | Your savings go up and down with the market. Ouch! | Same as 401(k). You're at the mercy of the market. |
Risk Factor | You never lose! Zero risk. Your growth is always protected. |
High risk. Your money can shrink if the market crashes. |
Same story as 401(k). Markets drop, so does your savings. |
Access to Your Money | Access anytime, tax-free! No penalties, no stress. | Restricted. Take it out early and you'll face taxes and penalties. |
You can withdraw contributions anytime, but penalties hit hard before 59½. |
Family Protection | Yes! You get life insurance and a tax-free payout for your loved ones. | Nope, just a retirement account. | Same here. |
Legacy Potential | Pass it on tax-free! Leave your family a tax-free gift. | Your heirs will be taxed when they withdraw it. | Heirs get your savings tax-free, but nothing more. |
Life doesn’t stand still, and neither should your financial plan. With Indexed Universal Life (IUL), you have the power to adjust your contributions as your needs change, whether you’re focused on growing your wealth or need to scale back for a time. Your policy adapts, giving you the flexibility to stay on track no matter what life brings.
Don’t let uncertainty dictate your future. IUL gives you control: protection for your family today, and tax-free growth for tomorrow.
Worried about funeral costs and how they’ll impact your
family? We’re here to help!
Schedule a consultation with one of our licensed
underwriters.
In just 15 minutes, we’ll walk you through your options and
find a plan that fits your needs and budget.
What You'll Get: